Your Life. Your Plan.
There’s no shortage of financial advice these days.
It comes from influencers, talking heads, friends and family. Even your Uber driver probably has some hot stock tips or foolproof business ideas.
There may be some good advice hidden in that noise. But even then, “good advice for the whole internet” is not the same thing as “the right advice for you.”
Advice That Works on Paper
“Good” advice often looks something like this:
Go to college.
Get a job.
Contribute to your 401(k).
Retire at 67.
And on paper, that plan works just fine.
The problem is, I’ve never actually met the “average person” those kinds of plans are built around.
There’s no such thing as an average life
Everyone I’ve talked to — clients, friends, family, prospects — has their own goals, priorities, tradeoffs, and definition of what a meaningful life looks like.
Maybe you’ve thought about:
Changing careers.
Starting a business.
Going back to school.
Taking time off to raise children.
Volunteering.
Pursuing something you’ve been putting off for 20 years.
Planning for flexibility
Good planning isn’t just about preparing for one distant retirement date.
It’s about creating enough flexibility to adapt as life changes direction while still building a strong foundation for the future.
And yes, if your dream truly is to accumulate as much as possible, never spend a dollar unnecessarily, and eventually be buried in a golden casket… there are certainly ways to optimize for that too.
But if there are experiences, priorities, or people that matter along the way, having a thoughtful plan — and a partner to help navigate it — may matter a lot more.
The content provided here is for informational purposes only and reflects the views of the author. It is not intended as individualized investment advice.